Setting sail on a cruise is a great way to get a lot of holiday action in one quick expedition. Another huge attraction of these trips is that they generally include a lot of amenities in the booking costs, which is a surefire way to make the most of your vacation budget. However, even in “all-inclusive” journeys, you’re always going to have to account for some cruise spending money. Cruise ships are cashless environments, meaning that all extras are added to your onboard account and your balance is settled before you disembark. Nonetheless, you still need to budget for your extras so you don’t end up with an unpleasant surprise at the end of your cruise holiday.
So how much spending money do you need on a cruise? This blog will answer that question along with giving some tips for planning your daily budget. It’s important to remember that not every cruise will offer the same inclusive benefits, so make sure that you browse with a good provider and book the trip that best suits you.
Why do you need spending money on a cruise?
Once you’re on the vessel you might think that the need for spending money is a thing of the shore, however, there are plenty of opportunities to empty your pockets once you’re out to sea! You’ll likely need to bring some cruise spending money for:
Specialty Dining
For the most part, cruises include full board, accounting for all the meals you’ll need throughout your trip. However, on most liners there will be several, sometimes themed restaurants or cafes that serve specialty dishes such as sushi and other cultural delights – generally for subsidised but still additional costs.
Onboard Experiences
Onboard experiences depend on the vessel you’re on. On various ships, you can pay extra for spa days, climbing walls, mini golf, entertainment, fitness classes and so much more. While some are happy to spend their days sunbathing on the deck or reading by the pool, many will set aside some cruise spending money to indulge in some more excitement.
Fun On The Shore
Being on the ship itself is great but much of the joy of cruising comes down to the excitement of exploring the cities and regions you dock into. Every traveller knows that a good portion of your cruise spending money should be set aside for shopping, eating and onshore transportation in the areas that you find yourself in.
How much cruise spending money do I need?
So all in all, how much holiday spending money is right for your trip? Well, that all depends on how active you expect your trip to be. If you’re simply setting sail to relax, catch some rays and get away from work, you’re obviously going to spend less. If you’re trying to make the cruise as exciting and jam-packed with action as possible, then you should expect to spend more.
Make sure that you have a good grasp of why you’re getting away and what you like to do when you’re on holiday – this will inform how much you’re likely to need. As a rule, most travellers try to budget around £75-£100 a day, which would mean about £525-700 for a week’s journey. If you’re still unsure, try out a holiday spending money calculator tool and get more familiar with the cruise provider. These steps will make it easy to properly plot your cruise spending money.
Thank you for reading.








