Raising a family is expensive and sometimes we all find ourselves running out of cash before the end of the month. But it doesn’t need to be like that. Just a few simple changes and you could save yourself hundreds of pounds each month! Here are a few easy tips to get you started…
Plan your meals
This is such a simple one but so effective. If you don’t plan your meals you are guaranteed to find yourself throwing food away each week. Before you do you weekly food shop, plan out what you and your family are going to eat that week and only buy what you need. This way you will have much less wastage.
Buy second hand
I personally love buying second hand, you can find some really great bargains and often find items that are pretty much brand new! If you’ve never bought second hand before, I’d recommend starting on eBay, Facebook selling pages and charity shops for things like clothing, toys and even furniture.
Get the best deal on loans
Should you ever find yourself needing a loan, make sure you shop around to get the very best deal. Payday loans may not be ideal, you should only take one out if you’re sure you can repay it in a short amount of time and you shouldn’t find yourself needing to take one out regularly. But if you are considering one then Cash Lady have some great deals, particularly for people with bad credit ratings.
Find free days out
If you do a little research you’ll be probably be surprised at all the free and cheap days out that are right on your doorstep. Even if it’s just a picnic in your local park or a nearby nature trail, the kids are sure to love it! I’m a big fan of the website Days out with the Kids for finding great days out locally.
Budgeting is a very useful way of both limiting and tracking your spending. Use an excel spreadsheet to record your incomings and outgoings for the month. Alternatively there are lots of apps around these days that are great for budgeting, or if those aren’t options for you, just simply writing it down will do. At least then if you do happen to overspend, you’ll be able to see exactly where you went wrong.
Do you have any other useful tips for families looking to save some money? Leave me a comment and let me know.
Thanks for reading.